What happens to the business if an owner dies, becomes disabled or decides to leave?
Is your business prepared to survive the loss of a key employee?
How will you provide continuous and consistent service to your customers?
Sustaining a business over time is exhilarating and stressful. You have worked hard to create a deep relationship with your customers, and they trust your people and practices. However, staff disruptions can damage your bottom line.
As a third-generation business ourselves, we have a deep understanding of business continuity planning. We help you in the many difficult situations you face and act as a trusted advisor and catalyst to drive your company in the right direction. We educate you in the tools you need to identify future risks and the solutions to mitigate them.
Our experienced advisors work with you to create a clear vision that identifies achievable goals and solutions for navigating the myriad of issues that arise over the course of a business life.
Our services include:
- Creative business purchases using life insurance
- Inheritance equalization
- Business indemnification for loss of key employee
- Loan indemnification
- Planning for tax-efficient business transfer at retirement, death, disability or termination
- Retention programs for key employees