Our History

We have dedicated more than 80 years – lead by three generations of Sapers and Wallack family members – to serving the needs of hundreds of clients across New England.

The firm was established in 1932 by Abraham “Abe” Sapers, who originally started his career in insurance as a Sun Life Agent. Abe, who wanted to become independent, was extremely family-oriented and persuaded his son Bill to help with the business. The two established a firm where Bill worked as a sub-agent until he was discharged from service during the Korean War.

During his Officer Candidate School training, the executive staff saw that Bill had special skills and a Masters Degree in Business and Finance. He was assigned to the Army Finance Headquarters at Fort Benjamin Harrison in Indianapolis. At Fort Benjamin Harrison, Bill was asked to rewrite the government’s official booklet on National Service Life Insurance (NSLI) and even helped the Post Commander develop his own life insurance and financial plan. Bill realized there was a great need and opportunity to provide services for every officer and honed his skills as an insurance and financial planner. He proposed this idea to the Post Commander and was soon providing estate and life insurance plans, teaching officers auditing classes, and creating the foundation for his long-term career in insurance.

Charitable Initiatives

We firmly believe in supporting the communities where we do business and where our employees reside. Not only are we committed to our community, but we also support a revenue based Capabilities charitable initiative and a client advisor referral program. 

Revenue-based Charitable Initiatives

We created a revenue-based charitable initiative by which the company donates one percent of its annual gross revenue, at a minimum of $100,000, to qualified charities. The initiative is calculated each fiscal year and funds are distributed among the selected charities.

Client and Advisor Referral Program

We are always looking for new opportunities to become involved in non-profit organizations our clients support. One of the most significant ways we do this is through the development of our charitable referral program, which initiates when a client or advisor refers new business to us. As a way to show our gratitude for this recommendation, we make a contribution to a charity designated by the referring party for each referral.

Employee Matching Program

The company matches any employee’s charitable contributions. We also rally as a company during the holidays and throughout the year to participate in giving programs, such as Coats for Kids or Reach out and Read which benefit our neighbors in need.