Kimberly Bernabeo has been and continues to be an integral part in the overall success and continued growth at Sapers & Wallack since 1999.  With over 26 years of experience at the firm, she is a key member of the team, known for making things happen with a client centric approach and deep expertise in life, disability, and long-term care insurance. 

Kimberly oversees the new business and underwriting process from start to finish.  She works closely with clients, advisors, and insurance carriers to ensure a seamless and efficient experience. Her time-tested relationships with underwriters, underwriting knowledge and savvy along with persistence and professionalism consistently lead clients to favorable outcomes.  Kimberly serves as the firm’s resource for all long-term insurance needs, questions and claims inquiries.

Kimberly is passionate about providing support at every stage of the planning process and is known for her responsiveness and commitment to excellence. Whether it’s navigating the complexities of underwriting or coordinating plan implementation, Kimberly brings a calm and knowledgeable presence that allows for utmost confidence for those who she represents.    

 Kimberly is a true professional, bringing invaluable leadership, encouragement, advice and unwavering support to the entire team.