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With the benefit of the past year in hindsight, it’s safe to say that most everyone has learned some lessons from the pandemic about planning for the unexpected. Both businesses and individual financial outlooks have been dramatically affected by the months of uncertainty and shutdown, with short-term risk mitigation and long-term planning for the next “black swan” event top of mind like never before. 

The importance of risk preparation and having emergency funds on hand have come into stark focus in my retirement practice. I’ve helped many clients wrestle with the sudden losses and constraints placed on nest eggs and retirement accounts by the months of lost income and financial upheaval. As a general rule, the older and more established you are financially, the bigger hit you have likely taken from the pandemic.

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Scott Tuxbury, Vice President and Leader for the Retirement and Wealth Management Practices at Sapers & Wallack answers  questions about our May blog, Contributing to an emergency Savings Account Through Payroll Deduction.

 

Why Wealth Management at Sapers & Wallack?

/// Posted by Andrew MacDougall

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As one of the newest members of the Sapers & Wallack team, I thought this a good way to introduce myself and explain why I am so excited to join this company as the new Director of Wealth Management. I have been in the financial services field for over fifteen years now ranging from getting MBA at Northeastern University with a concentration in investments, working at the largest Corporate & Investment Bank in JPMorgan to most recently working as a Managing Director of Wealth Management at an RIA firm here in Boston. What struck me is the varied approach to client service across the industry.

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Podcast Q&A: Why Wealth Management at Sapers & Wallack?

/// Posted by Andrew MacDougall

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Andrew MacDougall answers questions about our April blog, Why Wealth Management at Sapers & Wallack?

How to Build Your Network

/// Posted by Evan Macedo

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For many businesses, and certainly throughout the insurance and financial services fields, the process of meeting new people and expanding our professional networks is key to success. Though this past year has put a serious damper on the traditional ability to shake hands and build new relationships, avenues still exist for making connections and many of the principles for best practice in networking remain the same.

As someone who is still in the relatively early stages of my career, I take an active role in network building and relationship maintenance, regarding it as a fundamental aspect of my job. While I don’t claim to be a guru on the subject, I can relate some tips and techniques that have worked for me as I proactively try to expand my reach and connection base before, during, and after the pandemic.

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Podcast Q&A: How to Build Your Network

/// Posted by Evan Macedo

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Evan Macedo, Vice President Finance & Operations at Sapers & Wallack, and Jeffrey Davis, Chairman and CEO at Mage LLC, answer questions about our March blog, How to Build Your Network.

 

Estate Planning To-Do-List – No Matter What Stage of Life You Are At

/// Posted by Kristen Maalouf

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I have worked in the financial services industry with life insurance products and estate planning for over 25 years, and in that time, I have had the opportunity to help many families file policy claims as they settle the estates of loved ones. I have seen first-hand the importance of the deceased having a financial plan in place for their families, just as I have helped others navigate the difficulties of not having a secure financial strategy to build on. 

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Kristen Maalouf, Executive Assistant of C-Suite Financial Services at Sapers & Wallack answers questions about our February blog, “Estate Planning To-Do-List – No Matter What Stage of Life You Are At”.

Regardless of your financial situation, for most of us, saving the right amount of money for retirement can be difficult. Establishing sources of replacement income that will allow you to consistently maintain your expected lifestyle after your working years often requires careful planning, financial discipline, and if those are not attainable, some creative solutions.  

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Scott Tuxbury, Vice President and Leader for the Retirement and Wealth Management Practices at Sapers & Wallack answers  questions about our January blog, Using Life Insurance to Offer Diversified, Tax-Advantaged Retirement Savings