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Gifts in Perpetuity

Wooing, educating, maintaining annual gifts for Charitable Institutions is “tough business” for the thousands of fund raisers working desperately to meet ever increasing costs. Most annual gifts are the product of endless meetings, dinners, phone calls, tours and creative discussions.

Once a donor has bought into the needs of the institution, there is an annual romancing necessary to maintain or increase the gift. If successful the donor tends to increase the annual gift over years as his ability to give increases and as his support for the charity deepens.

But what happens when the donor dies? Years of building collapses unless “Gifts in Perpetuity” becomes an integral part the Fund Raising Plan.

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Intelligent Charitable Giving

Charitable Giving is an important topic for us at Sapers & Wallack year round, but especially during the holiday season when the needs of so many come under heightened focus. My family and I remain active supporters of many charities … Continue reading →

What can be Done with Old Life Insurance Policies?

The world of life insurance has changed. A secondary market has come of age in which investment pools are willing to purchase policies from others who are old or sick, and either don’t want the policies or can’t afford to … Continue reading →

Why so many Charitable Gift Annuities are Underwater…

Although many institutions that have offered CGAs to donors are concerned about the natural extension of life expectancy, or that a large number of female CGA donors could offset the life expectancy experience–increased longevity has not been the major factor … Continue reading →

What to use: Family Foundations vs. Donor Advised Funds

Many wealthy families consider creating Family Foundations (FF) to secure a legacy of giving and to perpetuate philanthropy as a family value. A common question that arises, is whether a Family Foundation is a more appropriate vehicle for multi-generational giving … Continue reading →

S&W at Cradles to Crayons

On a Tuesday around 1pm, you would typically find Sapers & Wallack employees either working diligently at their desks or away at client meetings…but not this day! On October 27th, our whole office could be found at the Cradles to … Continue reading →

Why Charitable Gift Annuities May Be a Bad Risk for Women’s Schools

It’s well known that women live longer than men. That’s great for women, but not so great for women’s colleges when it comes to the risks surrounding Charitable Gift Annuities. In fact, the combination of longer lifespan of alumnae and … Continue reading →

Smart Ways to Give

Do you typically make charitable gifts at year’s end by writing checks or using a credit card? If so, we would suggest you could increase your giving to be much more tax efficient by creating a donor advised fund (DAF) … Continue reading →

Wealth replacement: Give $1,000,000 to your favorite charity and provide a greater inheritance for your heirs

Whenever a donor commits to a large gift, whether cash, donation of property, a Charitable Annuity or any other gift of present value, the use of a Wealth Replacement Trust should be discussed. The cash from the tax deduction available … Continue reading →

Gifting Low Basis Stock to Charity

Should you give cash or donate stocks that have achieved long-term capital gains as you make gifts to charitable organizations? Charitable gifts to organizations are made with the best of intentions.  But in addition to being well intended, giving to … Continue reading →