Creative Thinking. Customized Solutions.
Caring about you since 1932.

It’s well known that women live longer than men. That’s great for women, but not so great for women’s colleges when it comes to the risks surrounding Charitable Gift Annuities. In fact, the combination of longer lifespan of alumnae and underperforming investments could actually be putting women’s colleges at a serious disadvantage.

When it comes to the mortality tables that are used, The American Council on Gift Annuities (ACGA) sets rates that are unisex. This is not the composition for the annuitants at female colleges and given the average longer lifespan of participants, these schools are likely to see lower profits than expected and are at greater risk for financial loss.

Jump for more!

Do you typically make charitable gifts at year’s end by writing checks or using a credit card? If so, we would suggest you could increase your giving to be much more tax efficient by creating a donor advised fund (DAF) … Continue reading

Whenever a donor commits to a large gift, whether cash, donation of property, a Charitable Annuity or any other gift of present value, the use of a Wealth Replacement Trust should be discussed. The cash from the tax deduction available … Continue reading

Should you give cash or donate stocks that have achieved long-term capital gains as you make gifts to charitable organizations? Charitable gifts to organizations are made with the best of intentions.  But in addition to being well intended, giving to … Continue reading

Why IRA gifts are not the best option! The Tax Relief Unemployment Insurance Act of 2010 allows people over seventy years and six months of age to donate up to $100,000 of IRA assets to charity. This exemption sounds great on … Continue reading