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On March 22, 2018, the city of Atlanta’s website was hit by a ransomware cyberattack. Residents couldn’t access online applications or pay water bills and parking tickets. Court proceedings were cancelled. An estimated ten years’ worth of documents, including police dash cam recordings, were lost. It was five days before city government employees could turn on their computers. The city may spend more than $10 million to fully recover.

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‘Universal Life Insurance, a 1980s Sensation, Has Backfired’“A long decline in interest rates caused premiums to soar when they were supposed to stay level.” – Wall Street JournalAs soon as I read this headline in the Wall Street Journal I … Continue reading

Whether you’re the owner of a small business or involved in risk management for a national organization, the right Property and Casualty coverage can have a huge impact on protecting your business against unforeseen events. P&C Insurance exists to safeguard the … Continue reading

Have you ever come home from a trip with a renewed perspective?  Sometimes the very activities designed to help us relax can also work to free the mind so we can more easily prioritize what needs to get done.  Here are … Continue reading

Termination Death Benefit for Large Corporations: How Not to Lose Benefits to Taxes, While Insuring Recovery of Accrued LiabilitiesIt is a hard, somewhat morbid, topic to face, but the death of business executives at large companies is a financially fraught … Continue reading

One of the bread-and-butter staples of a well-conceived employee benefit program is the classic group term life insurance.  You join a company, fill out a beneficiary form, and voila, you are provided with group term life insurance equivalent to a … Continue reading

When individuals purchase permanent insurance (whole life, universal life, variable life), as opposed to term insurance, the expectation is that the policy will remain in force as life insurance until death of the insured. However, due to a marked increase … Continue reading

The world of life insurance has changed. A secondary market has come of age in which investment pools are willing to purchase policies from others who are old or sick, and either don’t want the policies or can’t afford to … Continue reading

Most people do not question the need for life insurance. Life insurance is typically purchased if you owe another person or love another person. It is really no more complicated than that.Share this postFacebook0TwitterLinkedinPinterest0

Do you want to save up to 15% on your life insurance cost? There is a new paradigm in the world of life insurance that will change the way people think about this product. Leading life insurance companies have developed … Continue reading