How to Not Outlive Your Income

After extensive polling, the number one concern for most retirees is outliving their income. Much… Read More

Podcast: Q&A on “How to Not Outlive Your Income”

Wayne Slattery, Financial Advisor in the Wealth Management Division of Sapers & Wallack, answers questions about our… Read More

AALU: Out with the old, in with the new – revitalizing or unwinding existing ILITs.

With recent changes in federal gift and estate tax exemptions, many clients may want to… Read More

AALU: Spousal Lifetime Access Trusts (SLATs) and Divorce – what you don’t know …

SLATs have become increasing popular in legacy planning for married couples but may have unanticipated… Read More

AALU: Select Insights from the 2019 Heckerling Institute on Estate Planning

Presenters at the 2019 Heckerling Institute on Estate Planning highlighted the continuing ripple effect of… Read More

Universal Life Insurance: A Rebuttal

‘Universal Life Insurance, a 1980s Sensation, Has Backfired’ “A long decline in interest rates caused… Read More

Is There a Better Option for College Savings than Using a 529?

Many people feel that the most cost effective way to fund college for their kids… Read More

Five Ideal Summer Action Items

Have you ever come home from a trip with a renewed perspective?  Sometimes the very… Read More

Termination Death Benefit for Large Corporations

Termination Death Benefit for Large Corporations: How Not to Lose Benefits to Taxes, While Insuring… Read More

Beware of One of the Most Costly “FREE” Employer Provided Benefits, Otherwise Known as the Fallacy of Group Term Life Insurance

One of the bread-and-butter staples of a well-conceived employee benefit program is the classic group… Read More