Are You In Danger of Outliving Your Life Insurance Policy?

When individuals purchase permanent insurance (whole life, universal life, variable life), as opposed to term… Read More

AALU: Breathing New Life into Old Trusts

Trust decanting allows a trustee to transfer assets from an existing irrevocable trust to a… Read More

AALU: Gift Disclosure Memo

In Office of Chief Counsel Memorandum FAA 20172807F, the IRS Chief Counsel stated that the… Read More

AALU: Changing the Situs of an Irrevocable Trust

Careful navigation is required while changing a trust’s situs  As states vie for trust business… Read More

AALU: Avoiding 5 Common Mistakes in Life Insurance Planning

Avoiding 5 Common Mistakes in Life Insurance Planning As estate planning involving personal life insurance… Read More

AALU: The Risk of Proprietary Life Insurance Products

The Risk of Proprietary Life Insurance Products – For Clients, Distributor and Insurer While some… Read More

AALU: Estate Freeze Series – Installment Sales to Grantor Trusts

It’s Déjà Vu: Planning (Again) in the Face of Uncertainty – Estate Freeze Series: Installment… Read More

AALU: Estate Freeze Series – Zeroed-Out GRATs

It’s Déjà Vu: Planning (Again) in the Face of Uncertainty – Estate Freeze Series: Zeroed-Out… Read More

AALU: Change Life Insurance Beneficiaries Post-Divorce

Forget Something? Make Sure to Change Life Insurance Beneficiaries Post-Divorce. It is very commonplace for… Read More

Understanding Recent COI Increases

COI Charges have historically been an uncommon, or even untouched, element that life insurance carriers… Read More