I have worked in the financial services industry with life insurance products and estate planning for over 25 years, and in that time, I have had the opportunity to help many families file policy claims as they settle the estates of loved ones. I have seen first-hand the importance of the deceased having a financial plan in place for their families, just as I have helped others navigate the difficulties of not having a secure financial strategy to build on.
Historically, there are many who do not purchase Long-Term Care (LTC) Insurance despite the increasing likelihood that prolonged financially debilitating needs for care may arise at some point in our future. Older Americans and nursing facilities being hit so hard … Continue reading
Long-term illnesses are very challenging emotionally, physically, and especially financially. I should know, as I have lived through 3 grandparents, 2 in-laws, and one mother who all needed or still need care. It is difficult to watch those you love … Continue reading
Have you ever come home from a trip with a renewed perspective? Sometimes the very activities designed to help us relax can also work to free the mind so we can more easily prioritize what needs to get done. Here are … Continue reading
Perhaps the best way to communicate about the importance of Long Term Care insurance is to share a personal story – my story. The story about the decline and ultimate death of my own father. It’s hard to talk about … Continue reading
This is a guest blog post by Harley Gordon, president at The Corporation for Long–Term Care Certification (CLTCC) and nationally recognized long-term care expert. He speaks frequently about the implications of Long Term Care for families. There is scarcely an … Continue reading