Long Term Care Insurance Helps Mitigate Your Risk

It takes just one unforeseen accident or illness to put your family’s financial future at risk. Many people consider retirement income and savings as their safety net for unforeseen events, but the average cost of private care can consume all of your income and savings. You’re left with nothing to maintain the retirement lifestyle you’ve worked so hard to create. We are Long Term Care Certified Advisors and can help you find the right product to fit your needs.

Did You Know?

Someone turning sixty-five today has almost  a 70% chance of needing some type of long-term care services and support in their remaining years *

Chronic conditions like diabetes, high-blood pressure, and obesity are all on the rise, and increase the chance of requiring long-term care.

The 2020 annual private room nursing home cost is $105,850 on average in the US, and $184,325 on average in the state of Massachusetts. **

5 Questions You Should Ask Your Consultant About Long Term Care

  1.   How much coverage do I need?
  2.   If the policy is part of an executive benefit plan is it portable?
  3.   What inflation rider should I choose?
  4.   What health issues would prohibit me from obtaining coverage?
  5.   What happens if I die and never use it?

Watch Aviva Sapers On Long Term Care Insurance

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Long Term Care Insurance – A Personal Story


Insurance Overview 

Insurance isn’t just simply check the box and you’re covered. We work to find the right insurance and fight for the best possible offer. As an independent advisor, our focus is you and not settling for the easy answer.

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Every business and each family have different financial needs. However, there is a unifying goal for most of us: we want financial security.