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Executive Benefits Decisions That Create Problems Later — and How to Avoid Them
/// By Patrick Bugbee Executive benefit plans are almost always established with the best intentions. An organization identifies its key employees, builds a strategy to attract and retain them, and puts a benefit in place to reward long-term contribution. Then years pass. The advisor who designed the plan retires. Turnover leaves no one actively overseeing… Read More Read More
Sapers & Wallack Services Overview
Since 1932, we have helped hundreds of clients. For more than 80 years, our approach to client service has been predicated on the highest degree of integrity and professional ethics. We are located in Newton, MA and serve public and private businesses, family businesses, non-profits and high net worth individuals all over New… Read More Read More
Podcast Q&A: “Executive Benefits Today“
Aviva Sapers, CEO and Patrick J.Bugbee. Director, Executive Benefits & Administration at Sapers & Wallack answer questions about their blog “Executive Benefits Today” You can read the blog: “Executive Benefits Today – Sapers & Wallack (sapers-wallack.com)” here. Read More
Executive Benefits Today
By Aviva Sapers During the Great Resignation, it has become even more important to find ways to attract, retain, and reward key employees. These days, competitive salaries may not be enough to hold your team in place. Benefits, stock options, Supplemental Executive Retirement Plans (SERPs), and other non-qualified executive benefits plans can help incentivize performance,… Read More Read More
Long Term Care Coverage as an Executive Benefit
We are living and working longer than the generations that came before, but the strength of Social Security and the retirement options afforded to our parents are not what they used to be. Retirement savings, which are mostly our own, have become more important than ever to maintain quality of life in our later years—and… Read More Read More
Using Life Insurance to Offer Diversified, Tax-Advantaged Retirement Savings
Regardless of your financial situation, for most of us, saving the right amount of money for retirement can be difficult. Establishing sources of replacement income that will allow you to consistently maintain your expected lifestyle after your working years often requires careful planning, financial discipline, and if those are not attainable, some creative solutions. Read More
Oxfam Case Study – Finding the best solution to retain talent
Oxfam America is known worldwide to “create lasting solutions to poverty, hunger, and social justice.” The non-profit is not only leading the efforts to find new ways to fight hunger, but also re-defines internal organizational structures. To attract and retain its highly skilled leadership, Oxfam America started a customized executive benefit restoration initiative and chose… Read More Read More
Case Study: Oxfam – Customized Executive Benefit Solution
OXFAM AMERICA is a global nonprofit organization that works throughout 90 countries in an effort “to create lasting solutions to poverty, hunger, and social justice.” In March 2012, Oxfam implemented the Executive Benefit Restoration Allowance plan to make the executive retirement benefits competitive. The prior plan design provided 2 annuity options geared towards retirement but… Read More Read More
New Video: Long Term Disability Insurance
The year comes to an end and we enjoy the time with family and friends during the holiday season. But many also ask themselves important questions: what happens if this idyllic gathering won’t be possible in the future? What if a family member becomes disabled or ill? Read More
Defined Benefit Plans – A Wealth Accumulation Strategy for High Income Business Owners
With the end of the year approaching, now is the time for high income earners to assess whether a defined benefit plan makes sense. A defined benefit plan allows the highest deductible contributions of any retirement plan. This plan allows you to save for retirement on a tax-deductible basis. Investments made within the plan grow… Read More Read More
Video: Long Term Disability Coverage
Do you have enough disability insurance coverage? Learn more about your options when it comes to long term disability insurance in this video and on our dedicated long term disability page. Purchased to mitigate the risk of unfortunate surprises in your working years and fill the gaps left in work-based policies, these policies safeguard your… Read More Read More