Learning Center for Advisors
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Learning Center for Advisors
Disability Planning for Small Businesses Is Really About Protecting Choice
/// By Dr. Lydia Knutson & Aviva Sapers Disability planning is often misunderstood as a “just in case” benefit, something you hope never to use. In reality, it is about protecting choice when life takes an unexpected turn. “As a small business owner,” reports Dr. Lydia Knutson, owner of Lydian Chiropractic, “I learned this firsthand.… Read More Read More
Sapers & Wallack Services Overview
Since 1932, we have helped hundreds of clients. For more than 80 years, our approach to client service has been predicated on the highest degree of integrity and professional ethics. We are located in Newton, MA and serve public and private businesses, family businesses, non-profits and high net worth individuals all over New… Read More Read More
Beyond the Policy: Making Long-Term Care a Family Conversation
/// By Aviva Sapers November marks Long Term Care Awareness Month, a time not just to explore insurance options, but to reflect on how we prepare—emotionally, financially, and practically—for the realities of aging and caregiving. Why Long-Term Care Planning Is More Than Just Insurance Long-term care (LTC) isn’t just about facilities or policies—it’s about people.… Read More Read More
The Unsung Hero of Health Security: Celebrating Long Term Care Insurance Month
/// By Aviva Sapers As we celebrate Long Term Care Insurance Month, it is essential to delve into the nuances and unique aspects of long-term care (LTC) insurance that often go unnoticed. This month serves as an opportunity to spotlight the importance of LTC insurance in ensuring a secure and dignified future for our aging… Read More Read More
Does Long-Term Care Insurance Improve Estate and Financial Planning?
/// By Aviva Sapers Estate and financial planning help to ensure a secure and comfortable retirement while also providing for our dependents after we’re gone. While most people focus on retirement savings and investments, too many overlook the financial impact that a long-term illness could have on their retirement funds. The use of long-term care… Read More Read More
Rethinking the Approach to Long Term Care Insurance
By Aviva Sapers Historically, many people do not purchase Long Term Care (LTC) Insurance despite the increasing likelihood that prolonged, financially debilitating health support may arise at some point in our future. The need for extended coverage has never been so stark as it is today with so many older Americans and nursing facilities being… Read More Read More
Long Term Care Coverage as an Executive Benefit
We are living and working longer than the generations that came before, but the strength of Social Security and the retirement options afforded to our parents are not what they used to be. Retirement savings, which are mostly our own, have become more important than ever to maintain quality of life in our later years—and… Read More Read More
Rethinking the Approach to Long-Term Care Insurance
Historically, there are many who do not purchase Long-Term Care (LTC) Insurance despite the increasing likelihood that prolonged financially debilitating needs for care may arise at some point in our future. Older Americans and nursing facilities being hit so hard by the COVID-19 pandemic might encourage people to want access to home care should they… Read More Read More
November is Long-Term Care Awareness Month
Long-term illnesses are very challenging emotionally, physically, and especially financially. I should know, as I have lived through 3 grandparents, 2 in-laws, and one mother who all needed or still need care. It is difficult to watch those you love lose the ability to do for themselves, and to experience the toll it takes on… Read More Read More
Webinar: Long Term Care
New Webinar: Long Term Care Long Term Care is one of the most important topics when it comes to your personal financial planning. It takes just one unforeseen accident or illness to put your family’s financial future at risk. Watch our latest webinar to make sure you’re covered when the unforeseen hits you. Read More
Video: Long Term Care Insurance
In this video, we are going back to the basics and explain what Long Term Care (LTC) Insurance is, what it covers and why people need it. Learn more about the topic on our Long Term Care Insurance page with a LTC shopper’s guide, tools and calculators and a webinar that walks you through all… Read More Read More
5 important facts about Long Term Care (LTC)
You Are Probably Not Going Into A Nursing Home, But Don’t Confuse That With Not Planning For Extended Care When people consider the subject of elder care (often referred to as long term care), they often think about nursing homes. However, elder care has little to do with nursing homes. Understanding the difference can help… Read More Read More