Learning Center for Individuals
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Learning Center for Individuals
Sapers & Wallack Services Overview
Since 1932, we have helped hundreds of clients. For more than 80 years, our approach to client service has been predicated on the highest degree of integrity and professional ethics. We are located in Newton, MA and serve public and private businesses, family businesses, non-profits and high net worth individuals all over New… Read More Read More
Have You Outgrown Your PEO, and What Comes Next?
/// By Ken Bettenhauser & Aviva Sapers According to The National Association of Professional Employer Organizations (NAPEO), 17% of all US businesses with 10-99 employees turn to PEOs for HR, payroll, benefits, and compliance solutions. Many emerging companies want a “one-stop shop” to help set up their payroll and benefits. Others cite lower medical costs vs. procuring… Read More Read More
Where You Get Your Care Matters
Before I became Sales Director for Hilb Group of New England, I spent years working directly for a large insurance carrier. I have looked at a lot of health care data throughout my career and have taken well over a hundred meetings with companies for direct review of their health care plans and outcomes. Believe… Read More Read More
Podcast Q&A: Where You Get Your Care Matters
Scott Mathieu answers questions about our September blog. Whether you’re shopping as an individual or working on the HR side of your company benefits plan, doing the research and working with advisors who understand the stakes can not only save money and but also add immensely to the quality of life for you and your… Read More Read More
Beware of One of the Most Costly “FREE” Employer Provided Benefits, Otherwise Known as the Fallacy of Group Term Life Insurance
One of the bread-and-butter staples of a well-conceived employee benefit program is the classic group term life insurance. You join a company, fill out a beneficiary form, and voila, you are provided with group term life insurance equivalent to a multiple of salary, such as two times annual earnings. You don’t think much of this… Read More Read More
Sapers & Wallack participates in the ‘Be InspiRED’ campaign to promote the National Go RED for Women Day!
Red is the color of choice for the Sapers & Wallack team these days. This is not the newest fashion trend around Newton, but a cause close to the heart for all of our team members: women’s health. We are proud to participate in the national Go RED for Women Day on February 3rd to… Read More Read More
Sapers & Wallack participates in the ‘Be InspiRED’ campaign to promote the National Go RED for Women Day!
February is American Heart Month, and Sapers & Wallack will take part in the National Go RED for Women Day on February 3rd. The Go RED for Women Day helps to raise awareness about the women’s heart disease epidemic while promoting education and essential lifestyle choices to reduce risk factors. The Sapers & Wallack… Read More Read More
Video: Long Term Disability Coverage
Do you have enough disability insurance coverage? Learn more about your options when it comes to long term disability insurance in this video and on our dedicated long term disability page. Purchased to mitigate the risk of unfortunate surprises in your working years and fill the gaps left in work-based policies, these policies safeguard your… Read More Read More
Student Loan Repayment Plans – Good for Millennials and Baby Boomers!
It has been a while since a new employee benefit has made such a splash in such a short time. More and more employers are looking at adding a student loan repayment program to their employee benefits. Two very large employers, Fidelity and Pricewaterhouse Coopers are launching these programs this year, and many other smaller… Read More Read More
Health Care Reform Lunch Seminar October 1, 2014
Health Care Reform Lunch Seminar, October 1, 2014 The Affordable Care Act continues to keep employers on their feet with new regulations and requirements. On October 1st, we discussed important questions in regards to the next step of the Health Care Reform: Am I in the game for 2015 as a large Group Health Plan?… Read More Read More
Is Your Company Ready to Report Health Information on Your Employees to the IRS?
The Internal Revenue Service (IRS) has released drafts of the forms that employers will use to report on the health coverage that they offer to their employees in 2015. This reporting is required as part of the Affordable Care Act (ACA). Employers with 100 or more employees (including full time equivalents) are required to provide… Read More Read More