20 Dec General, Retirement, Wealth ManagementParticipant Memo December 2021: Time for a Financial Check Up Posted on December 20, 2021March 23, 2022 by Sapers & Wallack December’s Participant Memo discusses now is the time for a financial check up. 12 December 2021 Participant Memo. Getting Your Financial House in Order – Part 2 (Middle Age) Podcast Q&A: Getting Your Financial House in Order – Part 2 (Middle Age)