04 Jan General, Retirement, Wealth ManagementParticipant Memo January 2022: Your Employer’s Retirement Plan Posted on January 4, 2022March 23, 2022 by Sapers & Wallack January’s Participant Memo discusses Ten Things to Know About Your Employer’s Retirement Plan. 01 January 2022 Participant Memo. IRS Contribution Limits 2018-2022 Employee Retention Credit – There Is Still Time To File