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AALU: The Risk of Proprietary Life Insurance Products

The Risk of Proprietary Life Insurance Products – For Clients, Distributor and Insurer

While some producer groups tout the benefits of “proprietary products” in their marketing and sales process, these products are certainly not a case of tails I win, heads you lose.

With the focus in today’s world on customization and bespoke products, proprietary life insurance products would seem to fit the bill perfectly, right? Not so fast. In both the life insurance and annuity marketplaces, there has been increasing discussion and concern about proprietary products in the face of potential future regulatory frameworks and “fiduciary” standards. 

Read more in this white paper.