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Holly Knight, Director of Retirement Outcomes at Sapers & Wallack answers  questions about our June blog, How to Utilize Technology Tools to Boost Financial Wellness

 

Scott Tuxbury, Vice President and Leader for the Retirement and Wealth Management Practices at Sapers & Wallack answers  questions about our May blog, Contributing to an emergency Savings Account Through Payroll Deduction.  

Kristen Maalouf, Executive Assistant of C-Suite Financial Services at Sapers & Wallack answers questions about our February blog, “Estate Planning To-Do-List – No Matter What Stage of Life You Are At”.

Scott Tuxbury, Vice President and Leader for the Retirement and Wealth Management Practices at Sapers & Wallack answers  questions about our January blog, Using Life Insurance to Offer Diversified, Tax-Advantaged Retirement Savings  

Often, when I begin a discussion with a client on estate planning, I remind them that they generally have three beneficiaries: family, charity, and Uncle Sam. I follow up with the question, “how much do you want to leave to … Continue reading

As a general rule, the more money you make, whether in work generated income or capital gains, the more you will pay in taxes. But rules are meant to be broken, and there are ways to mitigate tax losses with … Continue reading

Jeff Tomaneng, Director of Financial Planning at Sapers & Wallack, answers questions about our April blog, Tax Efficiency: It’s Not What You Earn; It’s What You Keep.  

As 2019 closes and a new year starts with a fair amount of uncertainty, it is a good idea to take stock of your financial situation. While markets have been going strong and the economy seems largely sound, upheaval in … Continue reading

Background There is growing interest in a design strategy known as the Mega Backdoor Roth Conversion (the Conversion). The Conversion allows 401(k) or 403(b) Plan participants who are already deferring the maximum allowed to contribute After-Tax funds to the plan. … Continue reading

Many people feel that the most cost effective way to fund college for their kids is by contributing to a 529 plan.  The benefits are: All earnings grow tax free and are distributed tax free if used for qualified education expenses … Continue reading