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Many people feel that the most cost effective way to fund college for their kids is by contributing to a 529 plan.  The benefits are:

  • All earnings grow tax free and are distributed tax free if used for qualified education expenses
  • 30 states offer full or partial deduction – Not MA
  • Owner can change beneficiaries and maintain control past college
  • Funding can vary as needs dictate
  • No age or income limits or annual contribution limits (up to $500,000 per beneficiary)

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